"mariib via CatKB.com" wrote

My vet also gave me this same advice in late 2002 when I'd had my beige &
white rescue cat Coco about 1/2 year. He was about a year old & during
this 6
month period, he'd already been treated 2-3 times for an allergic skin
condition over his eyes. I asked my vet whether I should take out an
insurance policy for him & was told he wasn't eligible for coverage
because
of this 'pre-existing' condition. My vet suggested setting aside the same
money each month in a separate bank account for my cats.

I can understand that one. My vet insurance is different. Guess i lucked
up. I adpoted 2 rescue pets and because the vet center I use also is
assosciated with them, they are fully covering known pre-existing
conditions. Cash (beagle mix) has already had treatments equal to the
amount I paid this year for insurance. Daisy (cat) has used 50% of what I
paid this year and is sceduled for another treratment that will make this
75%.

Cash had heartworms and was still in the treatment phase and is now on the
maintenance phase (tests positive, will for a few more months but thats just
antibodies to the worms left over and they will clear out in time). Daisy
needs dental cleaning (free basically as paid for under her insurance) and
is being treated for a yeast infection in her left ear.

It's Cash (beagle mix) where we are making money on the insurance deal. The
Xrays, EKG's and heart specialist would have cost far more than I paid under
a plan, not to mention his meds are 1/2 price. Daisy too, as she needs a
specialized flea treatment due to allergies so I can't use OTC stuff on her
(and will not risk it with Cash).