If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. |
|
|
Thread Tools | Display Modes |
#11
|
|||
|
|||
How does pet insurance work?
"Judith Latham" wrote in message ... In article , Christina Websell wrote: "Sharon & Smudgie" wrote in message ... So glad to hear Boyfie is home and on the mend I had to pay the specialist vet then claim it back when Smudgie was in there being diagnosed with Epilepsy. I could have waited a further 2 days on from when she was admitted so vet could set up the payment directly with her insurer. I didn't want to wait, hence agreed to pay up and then claim it back. Sharon You have to pay the whole amount here when you collect your pet. Which seems bit pointless because most people take out pet insurance because they don't have access to hundreds/thousands up front and think it means they can get their animal treated and paid for,and the vet will wait for the payment. I didn't have to pay up front when I claimed for Sootie. I took in the claim form to the vets, I paid my £50 pound excess and the 10% on top of that, then the vet's practice dealt with getting the rest and it was paid directly to them. That's the only time I've claimed so I don't know how other practices deal with it. Judith I had to pay up front to get Boyfie home. I'd like to suggest to them in the future that they cut some slack around huge bills. Yes, I know it costs a lot to provide 24/7 care and I'm very grateful for it but what would have happened if I said "I cannot afford to save Boyfie?" They'd had have him put down. So I said I could afford it. and somehow thanks to you all. I could. Bless all you beautiful people who contributed (I'd like to thank you personally but the vet admin didn't allow me get your email addresses.) Very professional, they stripped them out when they forwarded his emails. It was certainly a big bill, but hey, Boyfie is still here. Tbh, I've would have mortgaged my house to save his life. Tweed |
#12
|
|||
|
|||
How does pet insurance work?
I checked into pet insurance a decade ago simply because I was
curious. Our local rugby team used to have a signboard over their ground saying their sponsor was a pet insurance firm. That told me all I needed to know about how much profit they were making. The most expensive thing we've had with our cats was surgery for Courtney's broken hip - probably about the same as what Tweed's incurred, and we're much less well off. Marion sometimes called her "Holiday" after that because it meant no holiday that year. Using a credit card and an overdraft instead of pet insurance must have worked out a lot cheaper, though we never calculated the exact figures. ----------------------------------------------------------------------------- e m a i l : j a c k @ c a m p i n . m e . u k Jack Campin, 11 Third Street, Newtongrange, Midlothian EH22 4PU, Scotland mobile 07800 739 557 http://www.campin.me.uk Twitter: JackCampin |
#13
|
|||
|
|||
How does pet insurance work?
"Jack Campin" wrote in message ... I checked into pet insurance a decade ago simply because I was curious. Our local rugby team used to have a signboard over their ground saying their sponsor was a pet insurance firm. That told me all I needed to know about how much profit they were making. The most expensive thing we've had with our cats was surgery for Courtney's broken hip - probably about the same as what Tweed's incurred, and we're much less well off. Marion sometimes called her "Holiday" after that because it meant no holiday that year. Using a credit card and an overdraft instead of pet insurance must have worked out a lot cheaper, though we never calculated the exact figures. I may be gullible, but I bought into pet insurance when I adopted Pit2nya. I recall that it was one of the conditions that the Rescue Group set forward. It helped once with dental work. I had to pay up front and send the forms in. If she ever got diabetes or something else that was serious it would pay for the years I have 'donated' payments, rather than a great deal at one time. Sylvia M |
#14
|
|||
|
|||
How does pet insurance work?
"Judith Latham" wrote in message ... In article , Christina Websell wrote: "Judith Latham" wrote in message ... In article , Christina Websell wrote: "Sharon & Smudgie" wrote in message ... So glad to hear Boyfie is home and on the mend I had to pay the specialist vet then claim it back when Smudgie was in there being diagnosed with Epilepsy. I could have waited a further 2 days on from when she was admitted so vet could set up the payment directly with her insurer. I didn't want to wait, hence agreed to pay up and then claim it back. Sharon You have to pay the whole amount here when you collect your pet. Which seems bit pointless because most people take out pet insurance because they don't have access to hundreds/thousands up front and think it means they can get their animal treated and paid for,and the vet will wait for the payment. I didn't have to pay up front when I claimed for Sootie. I took in the claim form to the vets, I paid my £50 pound excess and the 10% on top of that, then the vet's practice dealt with getting the rest and it was paid directly to them. That's the only time I've claimed so I don't know how other practices deal with it. Judith I had to pay up front to get Boyfie home. I'd like to suggest to them in the future that they cut some slack around huge bills. Yes, I know it costs a lot to provide 24/7 care and I'm very grateful for it but what would have happened if I said "I cannot afford to save Boyfie?" They'd had have him put down. So I said I could afford it. and somehow thanks to you all. I could. Bless all you beautiful people who contributed (I'd like to thank you personally but the vet admin didn't allow me get your email addresses.) Very professional, they stripped them out when they forwarded his emails. It was certainly a big bill, but hey, Boyfie is still here. Tbh, I've would have mortgaged my house to save his life. Tweed I had always had to pay up front before I told them I had insurance then I only had to pay my excess and then they billed me for the 10% later. They have a different system if it's to go through insurance. Ask at Chine House what their system is for insurance payment. I think it would be the same as at my vet. I think it's well worth having Sootie insured, (even if I hadn't had to clam quite a big bill within only paying a couple of months, I still think they're out of pocket). I know I can pay the bills then and if I ever manage to retire, that will be very important. Judith -- Judith Latham Stourbridge, West Midlands. UK. I'm retired, have been for a while, and our income is kind of fixed, but with a bit of flexibility. Auto insurance, taxes, dental and car repairs hurt though. Sylvia |
#15
|
|||
|
|||
How does pet insurance work?
On 2/2/2014 6:39 PM, Sylvia M wrote:
I'm retired, have been for a while, and our income is kind of fixed, but with a bit of flexibility. Auto insurance, taxes, dental and car repairs hurt though. Sylvia Yep. I had to have my security alarm (a requirement where I live) repaired. A couple of months ago the clutch went out on my car. Towing to the shop is covered by my insurance (whew) but the cost of a new clutch, ouch. Better than a new car, though! I tuck a little money away as often as I can for Persia's medical care. Jill |
#16
|
|||
|
|||
How does pet insurance work?
"Sylvia M" wrote in message ... "Jack Campin" wrote in message ... I checked into pet insurance a decade ago simply because I was curious. Our local rugby team used to have a signboard over their ground saying their sponsor was a pet insurance firm. That told me all I needed to know about how much profit they were making. The most expensive thing we've had with our cats was surgery for Courtney's broken hip - probably about the same as what Tweed's incurred, and we're much less well off. Marion sometimes called her "Holiday" after that because it meant no holiday that year. Using a credit card and an overdraft instead of pet insurance must have worked out a lot cheaper, though we never calculated the exact figures. I may be gullible, but I bought into pet insurance when I adopted Pit2nya. I recall that it was one of the conditions that the Rescue Group set forward. It helped once with dental work. I had to pay up front and send the forms in. If she ever got diabetes or something else that was serious it would pay for the years I have 'donated' payments, rather than a great deal at one time. Sylvia M I always thought that people got pet insurance because they knew they couldn't afford a huge bill up front. I was very lucky to find the money to get Boyfie home. I wonder what would have happened to him if I'd said yes and it was no. I doubt they would have put him down after saving him. So always say yes to the vet, you will find the money somehow. Tweed |
#17
|
|||
|
|||
How does pet insurance work?
"Sylvia M" wrote in message news Boyfriend thanks you very much for your contribution (me too) |
#18
|
|||
|
|||
How does pet insurance work?
"jmcquown" wrote in message ... On 2/2/2014 6:39 PM, Sylvia M wrote: I'm retired, have been for a while, and our income is kind of fixed, but with a bit of flexibility. Auto insurance, taxes, dental and car repairs hurt though. Sylvia Yep. I had to have my security alarm (a requirement where I live) repaired. A couple of months ago the clutch went out on my car. Towing to the shop is covered by my insurance (whew) but the cost of a new clutch, ouch. Better than a new car, though! I tuck a little money away as often as I can for Persia's medical care. Jill I love my old car, Mr F. He costs me nothing except his annual service and he is very reliable. Put the key in and he strikes up every time. But I have to save for another one because he's not going to last for ever (he says he will) but realistically he is 18. I will keep him as long as possible. I don't want a newish car that I cant fling bales of straw in or chicken food. Mr F is perfect for that. If he died it would be dreadful. |
#19
|
|||
|
|||
How does pet insurance work?
"jmcquown" wrote in message ... On 2/2/2014 6:39 PM, Sylvia M wrote: I'm retired, have been for a while, and our income is kind of fixed, but with a bit of flexibility. Auto insurance, taxes, dental and car repairs hurt though. Sylvia Yep. I had to have my security alarm (a requirement where I live) repaired. A couple of months ago the clutch went out on my car. Towing to the shop is covered by my insurance (whew) but the cost of a new clutch, ouch. Better than a new car, though! I tuck a little money away as often as I can for Persia's medical care. Jil I tucked away money for Boyfie's vet care for years but he blew the whole lot and more with this. Do I care how much he cost? No. Not a bit. I'd have mortgaged my house to save him. He is doing so well, like it never happened. But I know it did. He might have forgotten the rush to the vet at midnight, I haven't. Tweed |
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Cat insurance | chatnoir | Cat health & behaviour | 4 | March 12th 09 03:10 PM |
So what do we really want to wear to work? At first thought, most ofus would say, "It would be really cool if we could wear jeans to work all thetime. After all, I paid just as much for my jeans as I paid for that outfit Iwore to work yesterday. | [email protected] | Cat health & behaviour | 0 | April 25th 08 09:42 PM |
Possible work benefit pet insurance | dgk | Cat health & behaviour | 1 | September 11th 07 02:26 PM |
Pet insurance in the US | Victor Martinez | Cat anecdotes | 11 | June 21st 05 12:42 AM |