Pet insurance in the US

Does anybody out there in the US use pet insurance? We're thinking about
enrolling our tribe, but we want to be sure it's worth it. It will not
be cheap, considering the number of cats... However, this would
allow us to treat more than one catastrophic illness or treatment
without killing our finances. We've looked at a couple of seemingly
reputable companies, their coverage varies significantly and so does the
cost. From what I was looking at, it would cost from around $100 to over
$200 per month, depending on the coverage, to insure all cats.
Any pointers (is getting the regular vet visit rider worth it?) or
recommendations would be most appreciated.

Thanks!

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Victor M. Martinez
Owned and operated by the Fantastic Seven (TM)
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