How does pet insurance work?

"Judith Latham" wrote in message
...
In article , Christina Websell
wrote:

"Sharon & Smudgie" wrote in message
...
So glad to hear Boyfie is home and on the mend

I had to pay the specialist vet then claim it back when Smudgie was in
there being diagnosed with Epilepsy. I could have waited a further 2
days on from when she was admitted so vet could set up the payment
directly with her insurer. I didn't want to wait, hence agreed to pay
up and then claim it back.

Sharon

You have to pay the whole amount here when you collect your pet. Which
seems bit pointless because most people take out pet insurance because
they don't have access to hundreds/thousands up front and think it
means they can get their animal treated and paid for,and the vet will
wait for the payment.

I didn't have to pay up front when I claimed for Sootie. I took in the
claim form to the vets, I paid my £50 pound excess and the 10% on top of
that, then the vet's practice dealt with getting the rest and it was paid
directly to them.

That's the only time I've claimed so I don't know how other practices deal
with it.

Judith

I had to pay up front to get Boyfie home. I'd like to suggest to them in
the future that they cut some slack around huge bills. Yes, I know it costs
a lot to provide 24/7 care and I'm very grateful for it but what would have
happened if I said "I cannot afford to save Boyfie?"
They'd had have him put down.
So I said I could afford it. and somehow thanks to you all. I could.
Bless all you beautiful people who contributed (I'd like to thank you
personally but the vet admin didn't allow me get your email addresses.)
Very professional, they stripped them out when they forwarded his emails.

It was certainly a big bill, but hey, Boyfie is still here.
Tbh, I've would have mortgaged my house to save his life.

Tweed